If you are new to the world of health insurance, you must only be aware of inpatient treatment, pre-hospitalization, post-hospitalization, co-payments, and other terms just by name. The time ‘daycare treatments’ will also be on that list.
The daycare procedure is a surgical procedure or medical procedure that only requires a single day of hospitalization. While previously all medical procedures required a lengthy hospital stay, many can now be completed within 24 hours due to technological advances known as ‘short-term hospitalization’. Daycare procedures last no less than 2 hours and no more than 24 hours.
What is included?
Although most health insurance companies cover only specific daycare policies under their insurance plans, some insurers cover almost all daycare procedures. The list of daycare procedures includes appendectomy, cataract, dialysis, angiography, radiotherapy, tonsillectomy, chemotherapy, septoplasty, sinusitis procedures, piles/fistula treatment, colonoscopy, and others. * Standard T&C Apply
Why Would Health Insurance Day Care Procedure Coverage Benefit You?
One of the biggest reasons people choose health insurance with daycare policies is that it helps prevent financial instability due to huge hospital bills. Although most daycare procedures do not require an extended hospital stay, they can be expensive. Diagnostic tests which do not require hospitalization can burn a hole through a person’s pocket. This is where daycare procedure coverage comes into play. Here are a few benefits of having daycare coverage in your policy:
Peace of mind
When your health insurance plan has daycare procedure coverage, it will be easier for you to focus on treatment instead of managing the expenses. Daycare coverage in health insurance plans for families helps you avoid the stress of medical treatment. *
Cashless service
You can opt for a cashless health insurance claim settlement for the daycare process that you or someone in your family already knows you need to go to. *
Superior medical care
When getting daycare treatment at your health insurance company’s network hospital, you can expect not only cashless service but also the best possible medical care. It does not matter whether you must stay at the hospital for a short or a long time. You will receive high-quality treatment if you have daycare coverage under your health insurance coverage. *
* Standard T&C Apply
How to file a claim for daycare coverage in health insurance
Filing a daycare procedure claim is very similar to a general health insurance policy. If this is a planned daycare policy treatment, you can go for a cashless treatment by notifying your health insurance company in advance. If the treatment is on a reimbursement basis, your health insurance company will refund the amount after submitting the required documents.
Daycare procedure coverage is another addition to the long list of benefits of health insurance policies. To make the most of this great facility, choose a health insurance plan only after carefully reading all the documents related to the procedure.
* Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
